Regular Savings Account

Flexible and easy

$100 minimum opening deposit
Interest compounded daily and paid quarterly
$3 monthly service charge if a minimum daily balance is not maintained
Monthly service charge waived with a minimum daily balance of $500
Unlimited deposits, limited withdrawals and transfers (see Account terms below)
Make saving easier with simple-to-set-up automatic transfers
Access your account 24 hours every day with QuickAccess 24-hour telephone service, Online Banking, and QuickTeller ATM
Access your savings funds with your ATM/VISA check card when you have a River City Bank checking account
Link this account to your River City Bank checking account for overdraft protection
Free online banking
Quarterly account statements

Account terms and conditions disclosure
Federal Regulation D requires banks to limit the way withdrawals may be made from a savings account. Preauthorized withdrawals (transfers by phone, wire or personal computer, overdraft protection, automatic payment, check) are limited to a combined total of six per account cycle. There is a $15 fee for each preauthorized withdrawal in excess of these limits. If withdrawal limitations are exceeded three times in 12 cycles, the account will be closed, or converted to a checking account.