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Personal Finance » Savings » Regular Savings Account
Regular Savings Account
Flexible and easy
- $100 minimum opening deposit
- Interest compounded daily and paid quarterly
- Earned interest is tiered for balances as follows:
$500 - $49,999
$50,000 - $99,999
$100,000 +
- $3 monthly service charge ($9 quarterly) if a minimum daily balance is not maintained
- Monthly service charge is waived when you maintain a $500 account / $10,000 combined average daily balance.
- $15 excessive withdrawal fee*
- Unlimited deposits, limited withdrawals/transfers to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, debit card or similar order are limited to six per calendar month1.
- Access savings funds with your ATM/VISA® Check Card when you have a River City Bank checking account.
- Link this account for Overdraft Protection to your River City Bank checking account.
- Free Online Banking
- Quarterly account statements
Account terms and conditions disclosure
1) Important Notice: Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings or money market account. There is a $15 fee for each preauthorized withdrawal or transfer in excess of these limits. If withdrawal limitations are exceeded three times in 12 cycles, the account will be closed or converted to a checking account.
*Service charges, fees and terms and agreements are subject to change at any time. For a complete list of fees and service charges, please see Schedule of Miscellaneous Fees and Service Charges and Deposit Agreement and
Disclosure.
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