River City Bank specializes in the refinance of owner occupied properties in the communities we serve. We offer a wide range of real estate loan programs and terms to fit your budget and your unique needs. Our owner occupied refinance loan options include a variety of fixed rate loan terms with competitive loan rates and fees. Plus, you can count on us to provide the personal attention and custom solutions to make the process easier. Our mortgage professionals are just a call or e-mail away and have the expertise and dedication to make your home refinance a positive experience.